Home Improvement Financing
Get the repairs your home needs now — and pay over time with flexible financing through Salal Credit Union. Available exclusively to SFW Construction customers in Oregon and Washington.
✅ Finance $3,500 – $100,000
✅ APRs from 6.99% OAC
✅ No home equity required
What is Home Improvement Financing and How Does It Work At SFW Construction?
Home improvement financing lets you get the repairs or upgrades your home needs — without paying the full cost upfront. Instead, you spread payments over time through a flexible, fixed-rate loan.
At SFW Construction, we’ve partnered with Salal Credit Union, a Pacific Northwest-based lender, to offer exclusive financing options to our customers in Portland, the Oregon Coast, Seattle, and all other service areas.
This financing can be used for:
- Siding repair or replacement
- Exterior painting and restoration
- Lead paint removal and abatement
- House painting
- Dry rot and structural repair
- And more home improvement services
Whether your project costs $2,500 or $95,000, we’ll help you find a monthly payment plan that fits your budget — with terms of up to 20 years and no home equity required.
Explore Your Home Repair Financing Options
We know that timing matters. That’s why we’ve made financing fast, local, and easy — so you can focus on getting your home repaired, not how you’ll pay for it.
Tier I
Credit Scores 680 and Above (loan amounts up to $100,000 with a 730 FICO score)
- Rates as low as 6.99% APR*
- Repayment of up to 20 years**
- A loan from $3,500 to $100,000
Tier II
Credit Scores 679 and Below
- Rates as low as 10.99% APR*
- Repayment of up to 10 years**
- A loan from $3,500 to $30,000
“We like our new siding! The crew showed up on time every day, kept the work area clean, and did a great job! They also helped us obtain financing for our project at a great rate! We will definitely use them again for future projects.”
*APR=Annual Percentage Rate. Loans are subject to credit approval. Rates are based on the borrower’s credit score. Must provide ACH form at funding to qualify for .99% rates. **Example payment: $181.91 monthly based on a 10-year, $15,000 loan at 9.99% APR.
SFW Construction, LLC (“SFW”) is neither a broker nor a lender. Financing is provided by a third-party lender unaffiliated with SFW, under terms and conditions arranged directly between the homeowner and such lender, all subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. SFW does not assist with, counsel, or negotiate to finance.